Which Payment App Gives More Cashback?
Here is a list of a few payment apps for you that can save you some money in 2022:
Google Pay
Google Pay is owned by Google as the name suggests. Previously used to be known as TEZ, it can fetch you Rs. 175 when your referral sends their first payment. They will also get Rs. 21. The cashback or reward will be transferred to the linked bank account directly almost immediately. You will also get a digital Scratch Card which would fetch you cashback or discount coupon codes when you pay bills, do transactions, and recharges.
PhonePe
Flipkart-owned PhonePe is also a great app to earn some extra bucks. Using it will get you Scratch Card and referral bonus up to Rs. 100. The cashback will be credited to the wallet that you can use to pay at their partner merchant stores or while using any of their services.
Paytm
Paytm is a one-stop solution for all your needs, right from recharging your mobile number, booking airline or movie tickets to paying bills (utility), banking, etc. The Bhim UPI service offered by Paytm lets you transfer money from your bank to another bank account as well. It also has a Payments Bank which lets you open an account online for free with minimum KYC. Most of the transactions that you will make using Paytm will either get you a reward, scratch card, cashback, or discount coupon, or offer of other shopping apps.
Freecharge
Your search for which payment app gives more cashback may well end with Freecharge as it is one of the most popular and widely used payment apps. It allows you to recharge mobile numbers, MetroCards, pay bills like electricity, water, gas, postpaid, send money to other UPI Ids, etc. It is owned by Snapdeal. You get cashback and discount offers by applying the coupon codes while doing a transaction. Some transactions may not even need a coupon code to enjoy cashback. Freecharge lets you link PhonePe and JioMoney accounts also. There are other things also that you can do using these payment apps like investments, paying for your insurances, get loans, initiate a transaction in other leading e-commerce websites and apps, etc. The best thing about these apps is that they are free. You just need to download from the Apple App Store or Google Play store to start using them. Let us know which of these apps you already have and which ones you are planning to download. Also, tell us how you would rate them based on which payment app gives more cashback.
